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Multi-asset model portfolios


Multi-asset model portfolios are a way of investing in a rage of assets according to a defined investment strategy and objective.

Multi-asset model portfolios are professionally managed portfolios, which can include investments in multiple asset classes and investment structures including managed funds, ETFs and cash investments. They’re a way for you to access these types of investments in a consolidated and transparent portfolio.

Why choose multi-asset model portfolios

Key features:

  • Six multi-asset model portfolios designed to meet each stage of the investment lifecycle, from accumulation and through retirement.
  • A minimum initial investment amount of $100,000

Benefits of multi-asset model portfolios:

  • Access to professional investment management: You can invest in a range of assets (which may include managed funds, ETFs and cash investments) with the added benefit of having your portfolio constructed and managed professionally.
  • Diversification: Multi-asset model portfolios provide you with access to a range of asset classes, enabling simple access to a diversified portfolio of investments.
  • Transparency: You can see the individual investments and investment strategies that are held within the portfolios through consolidated reports and statements.
  • Portability: You can transfer Australian securities and units in managed funds that are held by (or for) you into the MLC Wrap platform before transfer into the Navigator Integrated SMA (‘the iSMA’)1 and still retain the beneficial ownership (non-Superannuation only) in those assets. You can also transfer your securities and units in managed funds between your Model Portfolios within the iSMA.

Some additional benefits for advisers:

  • Business efficiency: With multi-asset models you spend less time administering your client’s portfolio and more time servicing your clients, which can help you reduce the total cost of servicing your clients.
  • Less administration: Receive the benefits of investing in multi-assets without the administrative burden of tracking separate investments and reporting.

PIC Lifecycle Multi-Asset Model Portfolios

The PIC Lifecycle Multi-Asset Model Portfolios (PIC Lifecycle Portfolios) are managed by Lonsec Investment Solutions Pty Ltd in collaboration with PIC as investment adviser. The PIC Lifecycle Portfolios are designed to meet each stage of the investment lifecycle, from accumulation and through retirement.

The PIC Lifecycle Portfolios may be selected only by PIC Accredited Advisers. A PIC Accredited Adviser is an authorised representative of a licensee who has received accredited approval from PIC to access their services and the PIC labelled investment options.

Multi-Asset Model Portfolios may invest in managed investment schemes which may expand your breadth of investment over additional securities and trusts increasing diversification.

 

Asset class

Portfolio

Investment manager

How to invest

Multi-asset diversified

PIC Lifecycle Growth Moderate*

Lonsec Investment Solutions

Through platform: MLC Wrap, MLC Navigator

 

PIC Lifecycle Growth Assertive

Lonsec Investment Solutions

Through platform: MLC Wrap, MLC Navigator

 

PIC Lifecycle Growth Aggressive

Lonsec Investment Solutions

Through platform: MLC Wrap, MLC Navigator

 

PIC Lifecycle Income Conservative

Lonsec Investment Solutions

Through platform: MLC Wrap, MLC Navigator

 

PIC Lifecycle Income Moderate

Lonsec Investment Solutions

Through platform: MLC Wrap, MLC Navigator

 

PIC Lifecycle Income Assertive

Lonsec Investment Solutions

Through platform: MLC Wrap, MLC Navigator

 

To learn more about the how the PIC Lifecycle portfolios can benefit your clients, please contact your BDM, the Private Investment Consulting team or visit the PIC website.

1 The Navigator Integrated SMA (‘the iSMA’) is a registered managed investment scheme accessible via the MLC Wrap and MLC Navigator investor directed portfolio service and superannuation platforms.