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For more insights about disruption and innovation in the financial services industry, read our NEW ‘Benchmark’ publication.


1. http://www.goldmansachs.com/our-thinking/pages/iot-infographic.html, September 2014, as at 22 February 2016.
2. The Rise of Intelligent Systems, Mario Morales, http://www.caspa.com/acdb2013/post_event/Mario_-CASPA_Final_October_2013.pdf, as at 21 April 2016.
3. http://www.mckinsey.com/business-functions/business-technology/our-insights/the-internet-of-things-the-value-of-digitizing-the-physical-world, as at 21 April 2016.
4. http://mashable.com/2015/05/11/cloud-computing-infographic/, Mashable, Inc., as at 22 February 2016.
5. http://www.visualcapitalist.com/tech-giants-visualizing-profits-for-every-10-seconds/, as at 22 February 2016.
6. Definition according to: Cutting Through the FinTech Noise: Markers of Success, Imperatives For Banks, McKinsey & Company, February 2016.
7. https://www.accenture.com/_acnmedia/Accenture/Conversion-Assets/DotCom/Documents/Global/PDF/Dualpub_12/Accenture-Fintech-Innovation-Lab-Asia-Pacific.pdf#zoom=50, as at 21 April 2016.
8. Robo advising: Catching up and getting ahead, KMPG LLP, 2016.
9. The Companies Disrupting Healthcare In 2015, Forbes, June 11, 2015.
10. http://www.pwchk.com/webmedia/doc/635950138991838846_hc_top_issues_5_mar2016.pdf, as at 21 April 2016.
11. Medical robotic systems market to reach $13.6 billion by 2018, Robohub, 13 September 2013.
12. From vision to decision: Pharma 2020, PwC, 2012.
13. http://www.pwc.com/us/en/health-industries/top-health-industry-issues/assets/2016-US-HRI-TopHCissues-ChartPack.pdf, as at 21 April 2016.

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